Insurance for AMPC Members

<body link="#000000" vlink="#000000" alink="#000000" bgcolor="#FEFEF1"> <table width="100%" border="0" cellspacing="0" cellpadding="0"> <tr> <td valign="top" align="center"> <p> <table width="72%" border="0" cellspacing="0" cellpadding="0"> <tr> <td> <div align="left"> <P align="left"><font face="Arial, Helvetica, sans-serif" size="4" color="#666666"><b>InsuranceServices.com</b></font> <hr> <div align="right"><font size="1" face="Verdana, Arial, Helvetica, sans-serif" color="#999999">H o r e n b e r g   I n s u r a n c e   S e r v i c e s,  I n c. &nbsp</font> </div> <P align="left"><b><font face="Arial, Helvetica, sans-serif" size="4">AMPC Insurance Program</font></b></P> <P align="left"><font face="Arial, Helvetica, sans-serif" size="2">Our AMPC Property and Casualty program is underwritten by the Travelers Insurance Companies. Travelers is one of the country's leading insurance organizations with a reputation for broad coverage forms, fast, fair claim service, and competive prices. Compare these features with your current program: (based on $50,000 contents coverage.) We invite you to <a href="quote_request.htm" target="_top">request a quote today</a>. </font></P> <table width="100%" border="0" cellspacing="1" cellpadding="4"> <tr bgcolor="#336699"> <td width="38%" height="24"> <div align="center"><font face="Arial, Helvetica, sans-serif" color="#FFFFFF"><b><font size="2">Coverage</font></b></font></div> </td> <td width="34%" height="24"> <div align="center"><font face="Arial, Helvetica, sans-serif" color="#FFFFFF"><b><font size="2">Typical Policy </font></b></font></div> </td> <td width="28%" height="24"> <div align="center"><font face="Arial, Helvetica, sans-serif" color="#FFFFFF"><b><font size="2">Travelers</font></b></font></div> </td> </tr> <tr bgcolor="#FEFFF1"> <td width="38%" height="34"><b><font size="2" face="Arial, Helvetica, sans-serif">Property in Transit</font></b></td> <td width="34%"> <div align="center"><font size="2" face="Arial, Helvetica, sans-serif">$10,000</font></div> </td> <td width="28%"> <div align="center"><font size="2" face="Arial, Helvetica, sans-serif">$50,000</font></div> </td> </tr> <tr bgcolor="#FEFFF1"> <td width="38%" height="34"><b><font size="2" face="Arial, Helvetica, sans-serif">Employee Theft </font></b></td> <td width="34%"> <div align="center"><font size="2" face="Arial, Helvetica, sans-serif">Optional for Additional Premium </font></div> </td> <td width="28%"> <div align="center"><font size="2" face="Arial, Helvetica, sans-serif">$50,000</font></div> </td> </tr> <tr bgcolor="#FEFFF1"> <td width="38%" height="34"><b><font size="2" face="Arial, Helvetica, sans-serif">Money, Checks & Credit Card Receipts </font></b></td> <td width="34%"> <div align="center"><font size="2" face="Arial, Helvetica, sans-serif">$10,000 </font></div> </td> <td width="28%"> <div align="center"><font size="2" face="Arial, Helvetica, sans-serif">$50,000</font></div> </td> </tr> <tr bgcolor="#FEFFF1"> <td width="38%" height="34"><b><font size="2" face="Arial, Helvetica, sans-serif">Property of Others</font></b></td> <td width="34%"> <div align="center"><font size="2" face="Arial, Helvetica, sans-serif">$10,000 </font></div> </td> <td width="28%"> <div align="center"><font size="2" face="Arial, Helvetica, sans-serif">$50,000 </font></div> </td> </tr> <tr bgcolor="#FEFFF1"> <td width="38%" height="34"><b><font size="2" face="Arial, Helvetica, sans-serif">Computers</font></b></td> <td width="34%"> <div align="center"><font size="2" face="Arial, Helvetica, sans-serif">Optional for Additional Premium </font></div> </td> <td width="28%"> <div align="center"><font size="2" face="Arial, Helvetica, sans-serif">$10,000</font></div> </td> </tr> <tr bgcolor="#FEFFF1"> <td width="38%" height="34"><b><font size="2" face="Arial, Helvetica, sans-serif">Back up of Sewers and Drains </font></b></td> <td width="34%"> <div align="center"><font size="2" face="Arial, Helvetica, sans-serif">Not Covered </font></div> </td> <td width="28%"> <div align="center"><font size="2" face="Arial, Helvetica, sans-serif">$50,000</font></div> </td> </tr> <tr bgcolor="#FEFFF1"> <td width="38%" height="34"><b><font size="2" face="Arial, Helvetica, sans-serif">Accounts Receivable </font></b></td> <td width="34%"> <div align="center"><font size="2" face="Arial, Helvetica, sans-serif">$10,000</font></div> </td> <td width="28%"> <div align="center"><font size="2" face="Arial, Helvetica, sans-serif">$25,000</font></div> </td> </tr> <tr bgcolor="#FEFFF1"> <td width="38%" height="34"><b><font size="2" face="Arial, Helvetica, sans-serif">Valuable Papers </font></b></td> <td width="34%"> <div align="center"><font size="2" face="Arial, Helvetica, sans-serif">$10,000</font></div> </td> <td width="28%"> <div align="center"><font size="2" face="Arial, Helvetica, sans-serif">$25,000</font></div> </td> </tr> <tr bgcolor="#FEFFF1"> <td width="38%" height="34"><b><font size="2" face="Arial, Helvetica, sans-serif">Operation of Building Codes </font></b></td> <td width="34%"> <div align="center"><font size="2" face="Arial, Helvetica, sans-serif">Not Covered </font></div> </td> <td width="28%"> <div align="center"><font size="2" face="Arial, Helvetica, sans-serif">$10,000</font></div> </td> </tr> <tr> <td width="38%" height="34" bgcolor="#FEFFF1"><b><font size="2" face="Arial, Helvetica, sans-serif">Dependent Properties </font></b></td> <td width="34%" bgcolor="#FEFFF1"> <div align="center"><font size="2" face="Arial, Helvetica, sans-serif">Not Covered </font></div> </td> <td width="28%" bgcolor="#FEFFF1"> <div align="center"><font size="2" face="Arial, Helvetica, sans-serif">$10,000</font></div> </td> </tr> <tr> <td width="38%" height="34" bgcolor="#FEFFF1"><font size="2" face="Arial, Helvetica, sans-serif"><b>Fire Legal Liability </b> </font> </td> <td width="34%" bgcolor="#FEFFF1"> <div align="center"><font size="2" face="Arial, Helvetica, sans-serif">$100,000</font></div> </td> <td width="28%" bgcolor="#FEFFF1"> <div align="center"><font size="2" face="Arial, Helvetica, sans-serif">$300,000</font></div> </td> </tr> </table> </div> <div align="left"></div> <p> </p> <p><font size="2" face="Arial, Helvetica, sans-serif"><i>** Coverages shown above are not available in all states</i></font></p> <p><font size="2" face="Arial, Helvetica, sans-serif"><i>To round out your insurance program, Travelers offers: </i> </font></p> <div align="left"> <div align="left"> <p><font face="Arial, Helvetica, sans-serif" size="2"><b>Commercial Auto </b>is a Travelers strength with competitive pricing, direct claim reporting, and a reputation for fast, fair claim settlements. </font></p> <p><font face="Arial, Helvetica, sans-serif" size="2"><b>Workers Compensation</b> programs from Travelers are designed to reward firms with better-than-average claim experience and are backed by Travelers' team of experienced loss control engineers. With 24 hour claim reporting and a managed care approach, Travelers provides an excellent value for this important coverage. </font></p> </div> <div align="left"> <p><font face="Arial, Helvetica, sans-serif" size="2"><b>Commercial Umbrella</b> coverage with limits to $10 Million are held "in house" allowing Travelers to offer excellent pricing for higher limits of liability.</font></p> <p><font size="2" face="Arial, Helvetica, sans-serif"><b>The Wrap</b> -- Directors and Officers, Employment Practices Liability, and Fiduciary Liability can be combined under "The Wrap"--Travelers' innovative package approach to these additional coverages. </font></p> <p><font size="2" face="Arial, Helvetica, sans-serif"> </font><font face="Arial, Helvetica, sans-serif" size="2"><b>Travelers</b> <b>Insurance Companies</b> issued America's first accident policy in 1864 and the first auto policy in 1897. Today Travelers is part of Citigroup, the world's largest financial organization. Rated A+ (superior) by AM Best, Travelers is a leading provider of insurance products for individuals and businesses. We invite you to <a href="quote_request.htm" target="_top">request a quote</a> today for the Travelers AMPC property & casualty insurance program.</font></p> <div align="left"> <div align="left"> <table width="100%" border="0" cellspacing="0" cellpadding="0"> <tr> <td height="32"><font face="Arial, Helvetica, sans-serif"><b><font size="3">Group Benefits and More</font></b></font></td> </tr> <tr> <td><font size="2" face="Arial, Helvetica, sans-serif">We are a full service agency with expertise and markets for all major types of insurance coverage including:</font></td> </tr> </table> </div> </div> <ul> <li> <div align="left"> <div align="left"><font face="Arial, Helvetica, sans-serif" size="2">Group Health, Dental & Disability Plans</font></div> </div> </li> </ul> <ul> <li><font face="Arial, Helvetica, sans-serif" size="2">Retirement Plans</font></li> </ul> <ul> <li><font face="Arial, Helvetica, sans-serif" size="2">Key Executive Life and Disability</font></li> </ul> <p><font size="2" face="Arial, Helvetica, sans-serif">We invite you to <a href="../forms/fsd_reply_form.htm" target="_top">request a quote</a> or <a href="../contact_us.htm" target="_top">contact us</a> for more information about our group benefit products and services.</font></p> <p> </p> </div> </div> <div align="left"> <hr size="1" noshade> <font face="Arial, Helvetica, sans-serif" size="2" color="#CCCCCC">©</font> <FONT size="1" face="Verdana, Arial, Helvetica, sans-serif" color="#CCCCCC">1999 - 2003 Horenberg Insurance Services, Inc.</FONT></div> </td> </tr> </table> <p align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="1"></font></p> </td> </tr> </table> </body>