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Employee Benefits

Attracting and retaining employees is critical to the health and growth of an organization. Horenberg Insurance provides advice and direction in selecting the right group health, dental, disability and life insurance benefit plans and implementing cost sharing arrangements that are viewed by employees as a value added benefit of working for your organization. Cost sharing is more than what portions of premiums are paid for by employers and employees. Designing appropriate out of pocket costs at the point of service is an important part of cost sharing. Horenberg Insurance helps organizations develop cost effective plans that offer comprehensive benefit plan designs.

With access to virtually every major provider of group medical insurance plans, Horenberg insurance will provide you with market analysis of available plan options; administrative assistance; conduct employee enrollment meetings; and access to many value added services.

As insurance brokers, Horenberg Insurance works as your advocate. With a team of professionals including your Broker and an Employee Benefit Specialist assigned to your organization, we deliver the highest level of customer service.

Request a Quote for Employee Benefits today.

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ANNOUNCEMENTS
Spring Flooding


All it takes is a few inches of water to cause thousands of dollars of damage. Click here for helpful preparedness tips from Ready.gov and start preparing today.
Carbon Monoxide


More than 400 people are killed each year in the United States from carbon monoxide poisoning. Click for more information.
Employment Practices Liability


Employment Practices Liability is an important coverage that businesses should have.  Click here to see some claim examples.
Gold Key Designation


Encompass Insurance has recognized Horenberg Insurance Services, Inc. as a Gold Key Agency.  The Gold Key designation is the company’s recognition of superior performance. Read more...
Directors & Officers Liability

Just like public companies, private companies and their directors and officers are vulnerable to lawsuits. According to a recent CHUBB study, the average loss (settlement, judgement, and legal costs) was $225,682. To find out more about D&O Liability coverage click here

Travel Insurance


Protect yourself when you travel.  Vacation, Temporary Worldwide Medical, Permanent Worldwide Medical, and Emergency Medical Evacuation Insurance. Click here to review and purchase Travel Insurance!
I have such complex business insurance needs. I truly appreciate the professional, courteous and prompt attention given to me by my Commercial Account Manager and the other staff at Horenberg Insurance. --- Arthur Tsiamis

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