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H o r e n b e r g  I n s u r a n c e  S e r v i c e s,   I n c.

Automobile

The Auto program offers a combination of competitive rates and enhanced coverage. Highlights of the program include: Competitive rates for the types of private passenger autos, vans, light trucks, and buses typically owned or leased by community action agencies. Medical Payments coverage. Hired Car Physical Damage coverage. MVR service to verify driving records. Loss control services available for driver training and other fleet safety issues. Employees using "OWN" vehicle on Agency Business: The employees personal auto policy is primary for agency and self. The agency's policy is excess only for the agency and the employee. NO PHYSICAL DAMAGE IS PROVIDED BY THE AGENCY'S POLICY EXCESS OR OTHERWISE. Volunteers using "OWN" vehicles on Agency Business: The volunteers personal auto policy is primary for agency and self. The agency's policy is excess only for the agency, NOT for the volunteer. © 1999 - 2003 Horenberg Insurance Services, Inc.