Property Insurance is tailored to the needs of each individual agency. Each agency must determine what property exposures to retain and what to insure. We believe the best property insurance values are offered by insurance companies with broad property coverage forms. The following are examples of coverages typically found in the best property forms:

• Property of residents.

• Loss of income coverage definition is based on nonprofit operation including fund raising and acts of civil authority.

• Emergency evacuation expense.

• Broad water damage coverage including back up of drains and seepage of surface water.

• Property off-premises including property in transit or at conventions or seminars.

• Money & securities, employee theft, and check forgery.

• Computer coverage included with contents.

• Boiler and Machinery coverage included.

• Key Person Coverage

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