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<div align="center"><font face="Verdana, Arial, Helvetica, sans-serif" size="2"><u><a href="../index.htm">Home</a></u></font>
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<div align="center"><font face="Arial, Helvetica, sans-serif" size="2"><a href="../about_us/index.htm">About
Us</a></font></div>
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<div align="center"><font face="Arial, Helvetica, sans-serif" size="2"><u><a href="../forms/request_business_quote.htm">Request
a Quote</a></u></font></div>
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<div align="center"><font face="Arial, Helvetica, sans-serif" size="2"><a href="mailto:sales@insuranceservices.com">E-Mail
Us </a></font></div>
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<div align="center"><font face="Arial, Helvetica, sans-serif" size="2"><u><a href="../legal.htm">Disclaimer</a></u></font></div>
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<p><font face="Arial, Helvetica, sans-serif" size="3"><img src="../images/logo.gif" width="360" height="44" alt="InsuranceServices.com"></font>
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<td height="4" width="425"><font size="2" face="Verdana, Arial, Helvetica, sans-serif"><b><font color="#000000"><img src="../images/2x2.gif" width="10" height="12"></font><font face="Arial, Helvetica, sans-serif" size="3" color="#CCCC00"><b><font color="#000000" size="2">Insurance
for Franchises</font></b></font></b></font></td>
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<td height="32"><font size="3" face="Arial, Helvetica, sans-serif"><b>Property
& Casualty Insurance</b></font></td>
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<p><font face="Arial, Helvetica, sans-serif" size="2">Our franchise
insurance programs are underwritten by the Travelers Insurance
Companies. Travelers is one of the country's leading insurance
organizations with a reputation for broad coverage forms, fast,
fair claim service, and competive prices. Compare these features
with your current program: (based on $50,000 contents coverage)
and <a href="../forms/request_business_quote.htm">request a quote
today</a>. </font></p>
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<div align="center"><b><font size="2" face="Verdana, Arial, Helvetica, sans-serif">Coverage</font></b></div>
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<div align="center"><b><font size="2" face="Verdana, Arial, Helvetica, sans-serif">Typical
Policy </font></b></div>
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<div align="center"><b><font size="2" face="Verdana, Arial, Helvetica, sans-serif">Travelers
Franchise Program </font></b></div>
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<td width="38%" height="34"><b><font size="2" face="Arial, Helvetica, sans-serif">Property
in Transit</font></b></td>
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<div align="center"><font size="2" face="Verdana, Arial, Helvetica, sans-serif">$10,000</font></div>
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<div align="center"><font size="2" face="Verdana, Arial, Helvetica, sans-serif">$50,000</font></div>
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<td width="38%" height="34"><b><font size="2" face="Arial, Helvetica, sans-serif">Employee
Theft </font></b></td>
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<div align="center"><font size="2" face="Verdana, Arial, Helvetica, sans-serif">Optional
for Additional Premium </font></div>
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<div align="center"><font size="2" face="Verdana, Arial, Helvetica, sans-serif">$50,000</font></div>
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<td width="38%" height="34"><b><font size="2" face="Arial, Helvetica, sans-serif">Money,
Checks & Credit Card Receipts </font></b></td>
<td width="38%">
<div align="center"><font size="2" face="Verdana, Arial, Helvetica, sans-serif">$10,000
</font></div>
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<td width="24%">
<div align="center"><font size="2" face="Verdana, Arial, Helvetica, sans-serif">$50,000</font></div>
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<td width="38%" height="34"><b><font size="2" face="Arial, Helvetica, sans-serif">Property
of Others</font></b></td>
<td width="38%">
<div align="center"><font size="2" face="Verdana, Arial, Helvetica, sans-serif">$10,000
</font></div>
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<td width="24%">
<div align="center"><font size="2" face="Verdana, Arial, Helvetica, sans-serif">$50,000
</font></div>
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<td width="38%" height="34"><b><font size="2" face="Arial, Helvetica, sans-serif">Computers</font></b></td>
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<div align="center"><font size="2" face="Verdana, Arial, Helvetica, sans-serif">Optional
for Additional Premium </font></div>
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<div align="center"><font size="2" face="Verdana, Arial, Helvetica, sans-serif">$10,000</font></div>
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<td width="38%" height="34"><b><font size="2" face="Arial, Helvetica, sans-serif">Back
up of Sewers and Drains </font></b></td>
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<div align="center"><font size="2" face="Verdana, Arial, Helvetica, sans-serif">Not
Covered </font></div>
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<div align="center"><font size="2" face="Verdana, Arial, Helvetica, sans-serif">$50,000</font></div>
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<td width="38%" height="34"><b><font size="2" face="Arial, Helvetica, sans-serif">Accounts
Receivable </font></b></td>
<td width="38%">
<div align="center"><font size="2" face="Verdana, Arial, Helvetica, sans-serif">$10,000</font></div>
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<div align="center"><font size="2" face="Verdana, Arial, Helvetica, sans-serif">$25,000</font></div>
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<td width="38%" height="34"><b><font size="2" face="Arial, Helvetica, sans-serif">Valuable
Papers </font></b></td>
<td width="38%">
<div align="center"><font size="2" face="Verdana, Arial, Helvetica, sans-serif">$10,000</font></div>
</td>
<td width="24%">
<div align="center"><font size="2" face="Verdana, Arial, Helvetica, sans-serif">$25,000</font></div>
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<td width="38%" height="34"><b><font size="2" face="Arial, Helvetica, sans-serif">Operation
of Building Codes </font></b></td>
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<div align="center"><font size="2" face="Verdana, Arial, Helvetica, sans-serif">Not
Covered </font></div>
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<td width="24%">
<div align="center"><font size="2" face="Verdana, Arial, Helvetica, sans-serif">$10,000</font></div>
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<td width="38%" height="34"><b><font size="2" face="Arial, Helvetica, sans-serif">Dependent
Properties </font></b></td>
<td width="38%">
<div align="center"><font size="2" face="Verdana, Arial, Helvetica, sans-serif">Not
Covered </font></div>
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<td width="24%">
<div align="center"><font size="2" face="Verdana, Arial, Helvetica, sans-serif">$10,000</font></div>
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<td width="38%" height="34"><font size="2" face="Arial, Helvetica, sans-serif"><b>Fire
Legal Liability </b> </font> </td>
<td width="38%">
<div align="center"><font size="2" face="Verdana, Arial, Helvetica, sans-serif">$100,000</font></div>
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<td width="24%">
<div align="center"><font size="2" face="Verdana, Arial, Helvetica, sans-serif">$300,000</font></div>
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<p> </p>
<p><font size="2" face="Arial, Helvetica, sans-serif"><i>To round
out your insurance program, Travelers offers: </i> </font></p>
<div align="left">
<div align="left">
<p><font face="Arial, Helvetica, sans-serif" size="2"><b>Commercial
Auto </b>is a Travelers strength with competitive pricing, direct
claim reporting, and a reputation for fast, fair claim settlements.
</font></p>
<p><font face="Arial, Helvetica, sans-serif" size="2"><b>Workers
Compensation</b> programs from Travelers are designed to reward
firms with better-than-average claim experience and are backed
by Travelers' team of experienced loss control engineers. With
24 hour claim reporting and a managed care approach, Travelers
provides an excellent value for this important coverage. </font></p>
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<div align="left">
<p><font face="Arial, Helvetica, sans-serif" size="2"><b>Commercial
Umbrella</b> coverage with limits to $10 Million are held "in
house" allowing Travelers to offer excellent pricing for
higher limits of liability.</font></p>
<p><font size="2" face="Arial, Helvetica, sans-serif"><b>The Wrap</b>
-- Directors and Officers, Employment Practices Liability, and
Fiduciary Liability can be combined under "The Wrap"--Travelers'
innovative package approach to these additional coverages. </font></p>
<p><font size="2" face="Arial, Helvetica, sans-serif"> </font><font face="Arial, Helvetica, sans-serif" size="2"><b>Travelers</b>
<b>Insurance Companies</b> issued America's first accident policy
in 1864 and the first auto policy in 1897. Today Travelers is
part of Citigroup, the world's largest financial organization.
Rated A+ (superior) by AM Best, Travelers is a leading provider
of insurance products for individuals and businesses. We invite
you to <a href="../forms/request_business_quote.htm">request
a quote</a> today.</font></p>
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<td height="32"><font face="Arial, Helvetica, sans-serif"><b><font size="3">Group
Benefits and More</font></b></font></td>
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<td><font size="2" face="Arial, Helvetica, sans-serif">We
are a full service agency with expertise and markets for
all major types of insurance coverage including:</font></td>
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<div align="left"><font face="Arial, Helvetica, sans-serif" size="2">Group
Health, Dental & Disability Plans</font></div>
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<li><font face="Arial, Helvetica, sans-serif" size="2">Retirement
Plans</font></li>
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<li><font face="Arial, Helvetica, sans-serif" size="2">Key Executive
Life and Disability</font></li>
</ul>
<p><font size="2" face="Arial, Helvetica, sans-serif">We invite
you to <a href="../forms/fsd_reply_form.htm">request a quote</a>
or <a href="../contact_us.htm">contact us</a> for more information
about our group benefit products and services.</font></p>
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<font face="Arial, Helvetica, sans-serif" size="2" color="#CCCCCC">©</font>
<FONT size="1" face="Verdana, Arial, Helvetica, sans-serif" color="#CCCCCC">1999
- 2003 Horenberg Insurance Services, Inc.</FONT></div>
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