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H o r e n b e r g  I n s u r a n c e  S e r v i c e s,   I n c.   
Insurance for Franchises
 Property & Casualty Insurance


Our franchise insurance programs such as the PostNet program is underwritten by the Travelers Insurance Companies. Travelers is one of the country's leading insurance organizations with a reputation for broad coverage forms, fast, fair claim service, and competive prices. Compare these features with your current program: (based on $50,000 contents coverage) and request a quote today.

Coverage
Typical Policy
St. Paul
Property in Transit
$10,000
$25,000
Seasonal Increase
25%
50%
Employee Theft
Optional for Additional Premium
$25,000
Money, Checks & Credit Card Receipts
$10,000
$20,000/$10,000
Property of Others
$10,000
Included in BPP
Computers
Optional for Additional Premium
Included in BPP
Back up of Sewers and Drains
Not Covered
$50,000
Accounts Receivable
$10,000
$25,000
Valuable Papers
$10,000
$25,000
Operation of Building Codes
Not Covered
$100,000
Breakdown Coverage
Not Covered
Included
Fire Legal Liability
$100,000
$300,000

 

To round out your insurance program, Travelers offers:

Commercial Auto is a Travelers strength with competitive pricing, direct claim reporting, and a reputation for fast, fair claim settlements.

Workers Compensation programs from Travelers are designed to reward firms with better-than-average claim experience and are backed by Travelers team of experienced loss control engineers. With 24 hour claim reporting and a managed care approach, Travelers provides an excellent value for this important coverage.

Commercial Umbrella coverage with limits to $10 Million are held "in house" allowing Travelers to offer excellent pricing for higher limits of liability.

Travelers Insurance Companies is one of the world's largest financial organization. Rated A (excellent) by AM Best, Travelers is a leading provider of insurance products for individuals and businesses. We invite you to request a quote today for the Travelers AMPC property & casualty insurance program.

 

 Group Benefits and More

We are a full service agency with expertise and markets for all major types of insurance coverage including:
  • Group Health, Dental & Disability Plans
  • Retirement Plans
  • Key Executive Life and Disability

We invite you to request a quote or contact us for more information about our group benefit products and services.

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