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<td height="28" valign="bottom"><font size="4" face="Arial, Helvetica, sans-serif"><b class="inside_top">InsuranceServices.com</b></font></td>
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<div align="right"><font face="Arial, Helvetica, sans-serif" size="1" color="#999999">H
o r e n b e r g I n s u r a n c e S e r v
i c e s, I n c. </font></div>
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<td height="32"><img src="../images/his_logo_a.gif" width="36" height="24">About
Us </td>
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<P align="left"><FONT face="Arial, Helvetica, sans-serif" size="2">InsuranceServices.com
is the web home of Horenberg Insurance Services, Inc. Founded in
1971, Horenberg Insurance Services, Inc. is today one of the Washington
area's leading independently owned insurance agencies. We provide
all lines of business and personal insurance coverage in most states
as well as international coverages for US based individuals and
businesses.</FONT></P>
<P align="left"><FONT face="Arial, Helvetica, sans-serif" size="2">We
invite you to <A href="../about_us/on_line_quotes.htm">request a quote</A> today.</FONT></P>
<P><FONT face="Arial, Helvetica, sans-serif" size="2"><B>As a professional
agent, our philosophy is to:</B></FONT></P>
<UL>
<LI> <FONT face="Arial, Helvetica, sans-serif" size="2">Listen to
each client and learn what is unique and what is important.</FONT></LI>
<LI> <FONT face="Arial, Helvetica, sans-serif" size="2">Assist in
evaluating exposures to loss and determining the most cost-effective
treatment.</FONT></LI>
<LI> <FONT face="Arial, Helvetica, sans-serif" size="2">Use our
expertise and broad range of insurance company options to match
the insurance buyer with the company that best meets his or her
needs.</FONT></LI>
<LI> <FONT face="Arial, Helvetica, sans-serif" size="2">Provide
ongoing policy, claim, and loss control services that respond
promptly and accurately on demand. </FONT></LI>
</UL>
<P><FONT face="Arial, Helvetica, sans-serif" size="2"><B><I>To deliver
on our promises, we are committed to:</I></B></FONT></P>
<P><FONT face="Arial, Helvetica, sans-serif" size="2"><B>The professional
development of our staff</B>. We do more than encourage industry
education for our staff, we demand it. And our employees have responded.
We are proud that most of our employees either have or are working
toward industry designations such as CPCU (Chartered Property and
Casualty Underwriter), CLU, (Chartered Life Underwriter), CIC (Certified
Insurance Counselor), ACSR (Accredited Customer Service Representative)
and CISR (Certified Insurance Service Representative). This demonstrates
their commitment to the highest standards of professional excellence.</FONT></P>
<P><FONT face="Arial, Helvetica, sans-serif" size="2"><B>A broad range
of insurance company options</B>. We represent more carriers than
is average for even a large agency such as ours. While this creates
additional expenses and obligations, we believe that the ultimate
service an independent agent provides is choice. We believe that
every client is unique and the more choices we can offer, the better
chance that each client will receive the best possible value available
in the marketplace.</FONT></P>
<P><FONT face="Arial, Helvetica, sans-serif" size="2"> <B>All lines
of coverage</B>. We find our clients appreciate the convenience
and peace of mind that comes with having all of their insurance
with one agent. This approach helps eliminate potential gaps in
coverage and provides the advantages of increased buying power and
ease of doing business. We offer three fully developed business
units. Our commercial property and casualty department handles business
insurance for firms ranging from startups to some of the largest
publicly traded corporations in the area. Our personal insurance
department handles the home, auto, and other insurance needs of
over 5,000 area individuals and families. And our financial services
department represents leading carriers for individual and group
health and disability, dental, life, and retirement and estate planning.
</FONT></P>
<P><FONT face="Arial, Helvetica, sans-serif" size="2"><B>Stable, long
term relationships</B>. One of the complaints we hear most often
about our competitors is the lack of stability. In this era of reorganization,
downsizing, and mergers, many clients feel they are forever having
to get to know someone new. We strive to keep such disruptions to
the absolute minimum. By working to retain our long-term employees
and encouraging the building of lasting relationships, we offer
a stability that is becoming less and less common today.</FONT></P>
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<FONT face="Arial, Helvetica, sans-serif" size="2" color="#CCCCCC">©</FONT>
<FONT size="1" face="Verdana, Arial, Helvetica, sans-serif" color="#CCCCCC">1999
- 2003 Horenberg Insurance Services, Inc.</FONT> </TD>
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