Our Commitment To Privacy Your privacy is important to us. To better protect your privacy we provide this notice explaining our online information practices and the choices you can make about the way your information is collected and used. To make this notice easy to find, we make it available on our homepage and at every point where personally identifiable information may be requested.

The Information We Collect: This notice applies to all information collected or submitted on the InsuranceServices.com website. On some pages, you can obtain instant insurance quotes and on others, you can make requests for quotes to be e-mailed. The types of personal information collected on these pages include:

- Name
- Address
- E-mail address
- Phone number
- Social Security Number
- Date of Birth
- Underwriting Information

The Way We Use Information We use the information you provide about yourself to underwrite the insurance policies you are interested in. If you become a customer, we may use this information to market your policies to other carriers from time to time. We share the information you provide with insurance companies and with credit bureaus as described below.

We will never use or share the personally identifiable information provided to us online in ways unrelated to the ones described above without also providing you an opportunity to opt-out or otherwise prohibit such unrelated uses.

Our Commitment To Data Security To prevent unauthorized access, maintain data accuracy, and ensure the correct use of information, we have put in place appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect online.

Our Commitment To Children's Privacy Protecting the privacy of the very young is especially important. No part of our website is structured to attract anyone under 16 and we do not maintain information about our customer's children beyond that necessary to process insurance transactions.

How You Can Access Or Correct Your Information You can access all your personally identifiable information that we collect online and maintain by contacting us at (301) 628-4000. You will be required to comply with an identification procedure that is used to better safeguard your information. You can correct factual errors in your personally identifiable information by sending us a request that credibly shows error. To protect your privacy and security, we will also take reasonable steps to verify your identity before granting access or making corrections.

Consumer Reports Most insurance companies utilize consumer reports in the underwriting and pricing of their products. The use of motor vehicle driving records (MVR's) is common for both personal and business automobile insurance underwriting. Insurance companies also share information with each other about claims and we may obtain your prior claim history for the type of insurance you apply for. Many insurance companies also use business and consumer credit information because insurance companies have found that clients with good credit ratings are better risks. The use of driving records and consumer credit reports is governed by the Fair Credit Reporting Act.

You Authorize Us to Obtain Consumer Reports By completing and submitting the on-line applications for insurance on this site, you agree to allow us to obtain consumer reports, including driving records, prior claim history, and credit reports, for the purposes of underwriting and pricing the insurance products you apply for. If you become a customer of ours, then you also authorize us to obtain similar reports at the time your policy renews in order to keep your underwriting and pricing current.

Insurance Score If your credit history is used to underwrite or price a policy offered by our agency, then we will receive your consumer report in a summarized fashion commonly called an "insurance score." The insurance score is a compilation of different types of information including your credit history. The insurance score is only a summary of your overall results. We do not see your actual credit report.

Your Rights Under the Fair Credit Reporting Act You have certain rights under the FCRA including the right to disclosure in the event that information contained in your report negatively effects you. If we receive an insurance score that qualifies you for anything less than the best rate available from that insurance company, we will notify you in writing including the name and address of the consumer reporting agency that provided the insurance score. You then have a right to dispute negative information and the reporting agency is required to delete inaccurate information. See this summary of the Fair Credit Reporting Act for additional details.

Your Agreement to This Policy By using this site, you signify your agreement to our on-line privacy policy. If you do not agree to this policy, please do not use this site. We reserve the right, at our discretion, to update, change, modify, add, or remove portions of this policy from time to time. Any changes to this privacy policy will be promptly disclosed in this area.

How To Contact Us Should you have other questions or concerns about these privacy policies, please call Glenn Horenberg at (301) 628-4101 or e-mail ghorenberg@insuranceservices.com.