D&O Gold from American International Companies is a Directors and Officers Liability form designed to address both traditional exposures and emerging litigation trends. With more than 40 new coverage features, D&O Gold is one of the broadest policies of its type available in the marketplace today. Highlights include:

Individual Directors and Officers benefit from broadened provisions for civil, criminal, and regulatory investigations; SEC investigations; pollution-related actions; bankruptcy claims; and punitive damages.

Securities Claims coverage is broadened to respond to changes in litigation patterns caused by the Securities Litigation Reform Act. For example, with the Plaintiff's Bar resorting to more state filings, the possibility of punitive damages is increased and the D&O Gold form responds with broad coverage where allowed by law.

Employment Practices claims continue to rise in both frequency and severity and the policy responds with one of the industry's broadest definitions of wrongful employment practices. Included are third party claims of harassment and discrimination as well as employment-related libel, slander, and emotional distress.

Favorable Conditions include one, two, and three year extended reporting options; liberal reporting requirements; option to increase aggregate after a claim; and insured's option for alternative dispute resolution.

American International Group, Inc. is the world's largest commercial insurance provider with operations in more than 130 countries. Consistently receiving the highest financial ratings possible, AIG has a reputation for stability and innovation. AIG has been on the leading edge of directors and officers insurance since they were among the first to introduce the coverage in the 1960's.

We urge you to contact us today for more information about this product.

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