CyberTech+ from St. Paul Technology is one of the first comprehensive insurance products designed specifically for the unique exposures created by the Internet. It is intended for:

• Software Companies
• CD-ROM Developers
• Web Site Developers
• Internet Access or Service Providers
• Web Site Owners and Content Providers
• Developers of Intra-Business Networks
• On-Line Database and Search Engine Developers

This product takes elements of traditional computer errors and omissions and communication liability coverage forms and combines them into one form with the terms, conditions, and definitions needed to address the hazards of working in cyberspace. Coverage includes:

• Programming Errors and Omissions
• Libel, Slander, and Defamation of Character
• Copyright and Trademark Infringement
• Product Disparagement and Trade Liable
• Failure to Give Credit
• Breach of Warranty

Optional coverages can be used to tailor the coverage to meet special needs including:

• Software Copyright Infringement
• Funds Lost in Electronic Commerce
• Defense Coverage for Unfair Competition
• Defense Coverage for Injunctive Relief

St. Paul Technology is a division of the St. Paul Fire and Marine Insurance Company. St. Paul was founded in 1853 and is today one of the country's most respected insurance organizations. A Fortune 500 company, St. Paul regularly receives the industry's highest ratings for financial strength. With an extensive global network, a portfolio of specialized products and a reputation for superior claim service, St. Paul is a leader in insurance for technology firms.

We urge you to contact us for more information or an application for CyberTech+ from St. Paul.