Innovator from The Chubb Group of Insurance Companies is a new product developed for emerging companies. With blanket property limits, built in errors and ommissions coverage and worldwide scope, the Innovator is an excellent choice for growing information technology firms.

Innovator is designed specifically for firms engaged primarily in the following areas:

• Internet service providers
• Web site developers
• Computer programming services
• Prepackaged software developers
• System Integration
• Information management and retrieval
• Hardware maintenance and repair

Features include:

• Premium levels are relative to the exposures enabling smaller firms to enjoy a full range of coverages previously available only to larger firms at affordable premiums.

• Blanket property limit includes computers, loss of income, and research and development expenses.

• All coverages are extended worldwide at no additional premium.

• Extremely broad computer errors and ommissions includes coverage for suits alleging breach of contract and failure of your products to perform as intended.

• Liberal policy conditions and built in coverage for newly acquired property and new locations helps insure your coverage stays up to date

• Important property coverages and conditions that are options with other carriers are built-in including worldwide property in transit, computer equipment, employee dishonesty, waiver of coinsurance, dependent properties and off-premises power failure.

• General liability coverage is automatically extended to third parties in many cases eliminiating the need for multiple endorsements.

• Many Internet related liability exposures are automatically covered including libel and slander and defamation of character.

• Automobile, workers compensation, and umbrella coverages can be easily added to create a complete coverage program.

• Simplified internet-enabled application process.

Founded in 1882, The Chubb Group of Insurance Companies is today one of the 15 largest insurance organizations in the world. Chubb consistently receives the highest industry rankings for financial stability and customer satisfaction. One of the first carriers to develop products specifically for technology firms, the Chubb Technology Group today continues to lead the industry with innovative products and worldwide service excellence.

We invite you to contact us for more information about insurance products for technology firms.