 InsuranceServices.com |
|
|
H o r e n b e r g I
n s u r a n c e S e r v i c e s, I n c.
|
 TechFlex
for BioTech from St. Paul |
|
TechFlex
Property Insurance from St. Paul Technology is, as its name suggests,
an extremely flexible form. With a core of coverages important to
biotechnology firms and a broad array of options, TechFlex
allows fine tuning of coverage to produce an exact fit with your property
exposures. Features include:
- Coverage
for research animals and
related data records at
limits you define.
- Bio-contamination
coverage.
- Loss
of Income definition includes
loss of grants and endowments.
- Loss
of Income calculations are
not penalized if the business
has been operating at a
loss.
- Combined
computer and business property
definition eliminates coverage
questions for computer-aided
equipment and closes the
gap often found for computer-related
loss of income.
- Worldwide
protection for laptops and
property in transit as well
as loss of income from dependent
locations worldwide.
- Important
coverages and conditions
that are options with other
carriers are built-in including
waiver of coinsurance, building
ordinance and laws, and
off-premises power failure.
- Causes
of loss broadened to include
electrical damage, mechanical
breakdown, back up of drains,
seepage of underground water,
marring and scratching and
temperature change.
- A
total of 33 additional benefits
ranging from contract penalties
to employee dishonesty.
St.
Paul Technology is a division
of the St. Paul Fire and Marine
Insurance Company. St. Paul
was founded in 1853 and is today
one of the country's most respected
insurance organizations. A Fortune
500 company, St. Paul regularly
receives the industry's highest
ratings for financial strength.
With an extensive global network,
a portfolio of specialized products
and a reputation for superior
claim service, St. Paul is a
leader in insurance for biotechnology
firms.
We
invite you to contact
us for more information
about insurance products for
technology firms from St. Paul.
©
1999
- 2003 Horenberg Insurance Services,
Inc.
|
|