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Consumer FAQs

It Wasn’t My Fault So Why Should I Bother To File A Claim?

We think that one of the best reasons to place your policy through an independent agent is to be able to take advantage of the experience and advice available to you. While you may or may not be liable for damages to others, it may be in your best interest to use coverages available under your own policy. This is often the case in an accident where fault is not immediately clear.

You might find that you need your collision coverage in order to make timely repairs to your vehicle. If you and/or your passengers are injured, you may need your PIP coverage. There may also be expenses for towing, storage, rental fees and the like which, if you have the appropriate coverages, can be reimbursed from your policy, if needed. Talk to us and ask questions. Be ready to cooperate with your insurance company as required in your policy.

Please feel free to contact us to further discuss this important topic.


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