We Just Inherited My Wife’s Grandmother’s Antique Diamond brooch, It’s Covered, Right?

Maybe not. Most policies either limit the amount; or may even exclude coverage for certain types of loss, to valuable items such as jewelry, furs, silverware, some collectibles and others. If you have items in these categories, you may need to specifically insure or schedule them. Insuring items in this way is usually quite broad in coverage and inexpensive. Ask us to help you determine which items may be better insured this way.

Please feel free to contact us to further discuss this important topic.