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Puerto Rico |
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Workers Compensation Insurance FAQs |
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Q. Is Workers Compensation mandatory? |
| A. In
Puerto Rico, all firms are subject to the Workers Compensation statute
and all are required to carry Workers Comp insurance in the Territorial
Fund. |
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Q. Are there any exceptions? |
| A. There
are no exceptions with regard to employees. There
are, however, special rules that apply to sole proprietors. |
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Q. What are these special rules? |
| A. Coverage
is elective for sole proprietors and their families under most conditions.
Coverage is mandatory for corporate officers. A
signed form is necessary for sole proprietors to elect coverage. |
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Q. What if a corporate officer does
not take a salary? |
| A. The
payroll used to calculate premiums for corporate officers may be subject
to minimums and maximums. Contact
the Territorial Fund for this information. |
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Q. What does an injured worker receive? |
| A. All medical bills are paid and if
the worker cannot work for an extended period of time, disability benefits
are paid up to a maximum of Unknown
per week. |
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| Disclaimer: The information is accurate to the best of our knowledge.
These rules and dollar amounts are, however, subject to change. You should not depend on this information until it has
been verified with your insurance agent or company. |
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| Source: This information was compiled from the 1999 Analysis
of Workers' Compensation Laws published by the US Chamber of Commerce
and from the on-line resources of the National Council on Compensation
Insurance. |
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© 1999 - 2003 Horenberg Insurance Services, Inc. |